Our advisors are waiting to help you, covering all types of clients with complete guidelines

A person is classified as a first-time buyer if they're purchasing their only or main residence and have never owned a freehold or have a leasehold interest in a residential property in the UK or abroad. Many lenders offer additional incentives for first-time buyers as part of their mortgage products. These can be in the form of better interest rates or no arrangement/valuation fees.

Re-mortgaging can be an effective way to save money on your monthly mortgage repayments. It is done by switching your current mortgage to a new provider whilst keeping the same property as the security, usually at a lower interest rate or monthly cost.

Buy-to-let is a British phrase referring to the purchase of a property specifically to rent it out. A buy-to-let mortgage is a mortgage loan specifically designed for this purpose.

Help to Buy is a government-backed scheme that helps first-time buyers and existing homeowners to buy a newly built home. There are various schemes available offering differing incentives.

The Right to Buy scheme helps eligible council and housing association tenants in England to buy their homes with a discount of up to £112,300 (£84,200 outside London).

Commercial mortgages, referred to as business mortgages, are for business owners looking to buy a property or land for commercial use. These mortgages are specifically for properties that do not have a sole residential purpose, i.e. shops, retail units, offices etc.

Your Local Mortgage Broker

We understand the difficulty and stress involved in finding the right mortgage. It might be due to previous bad credit, a complex income, limited self-employed trading history, non-standard property construction, or a combination of these. There are very few scenarios the mortgage advisors we work with have not come across.

A lot of factors might be stopping you from obtaining a mortgage from a high street lender. Each lender has different criteria (even on the high street), so just because you cannot get a mortgage with one high street lender does not mean it is not possible with the other lender, knowledge in this area is the key!

When it comes to expert mortgage lenders, there tends to be even more flexibility within their criteria. Our advisors are at hand to provide you with the best options all in-house.

How Does it Work?

1

Fill out the request form below

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An agent will be in touch as soon as possible

3

A quick assessment will be made

4

Your options will be presented

Workout your monthly repayments

This calculator will give you an estimate of what your monthly payments would be for a particular loan amount, interest rate and mortgage type.


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Disclaimer:

Viewings Ltd acts as an introducer for Castle Finance (Midlands) trading as Finance Advice Centre Castle Donington (FCA Number 815603). The information on this website is not specific for each reader and therefore does not constitute financial advice. We work with fully qualified expert advisors, authorised and regulated by the FCA (Financial Conduct Authority). If you make an enquiry using this form, you agree to your information being provided to a qualified mortgage advisor who will give advice tailored to your situation.

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